Maryland ACA Health Plan Premiums to Rise 14.6% Amidst Federal Tax Credit Expiration
Marylanders are facing a second consecutive year of significant price increases for Affordable Care Act (ACA) health plans during open enrollment, with average premiums rising by 14.6% for the upcoming plan year. This hike is largely due to the expiration…

Washington, DC, November 9, 2026 —
Residents of Maryland are set to experience another year of substantial increases in health insurance costs under the Affordable Care Act (ACA). For the upcoming plan year, average premiums for ACA health plans are projected to rise by 14.6%, marking the second consecutive year of significant price hikes.
This latest increase is primarily attributed to the expiration of federal tax credits. These credits, which were previously available to help make health coverage more affordable for eligible individuals and families, have now lapsed. The removal of this financial assistance is directly impacting the cost of plans during the current open enrollment period.
The trend of rising premiums follows a pattern seen in the previous year, indicating ongoing financial pressures for many Marylanders seeking health insurance through the ACA marketplace. The full impact of this 14.6% average increase on individual households will become clearer as open enrollment progresses.
Details regarding specific plan offerings, enrollment deadlines, and the exact number of Marylanders affected by these changes were not provided in the summary. Information on potential alternative solutions or policy responses was also not available.
Story summarized from the original created by Dhackney on wamu.org, see more information here.

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